Xpertise
We prioritize understanding your needs and crafting personalized financial plans that align with your aspirations and lifestyle.
Xpertise
Just as a doctor diagnoses and prescribes personalized treatment based on a patient’s unique medical history and needs, a financial consultant assesses your individual financial situation, goals, and risk tolerance to recommend tailored solutions.
We prioritize understanding your needs and crafting personalized financial plans that align with your aspirations and lifestyle.
Xpertise
Discover peace of mind through a personalized journey. Start by taking the first step with us, where tailored solutions await to secure your future according to your individual needs and preferences.
- Death/ TPD
- Hospitalisation/ Medical Accidents
- Critical Illness
- Loss of income
- Savings
- Investments
- Long-term View Planning
- Investment Planning
- Retirement Planning
- Passive Income Planning
With life’s uncertainties constantly looming, ensuring a secured future is paramount. Our team of seasoned consultants is here to empower you with personalized financial planning strategies tailored to meet your unique needs and goals.
Common questions to Full Suite Financial Planning Services
A lot of people seek quick fixes for their financial challenges, but when it comes to comprehensive financial planning, the reality is that everyone has different needs and desires. This complexity means that a one-size-fits-all approach simply doesn’t work in financial planning.
Just as a doctor diagnoses and prescribes personalized treatment based on a patient’s unique medical history and needs, a financial consultant assesses your individual financial situation, goals, and risk tolerance to recommend tailored solutions.
Similarly, our approach to financial planning is akin to that of a doctor, where we analyze your financial health comprehensively, understand your financial goals and concerns, and then prescribe customized financial solutions.We prioritize understanding your needs and crafting personalized financial plans that align with your aspirations and lifestyle.
Determining the amount of coverage you need is not a one-size-fits-all approach, much like how the standard guideline of 8 glasses of water a day may not suit everyone’s hydration needs
Your specific situation, including factors such as your income, expenses, dependents, debts, and financial goals, will influence the appropriate coverage amount. It’s essential to assess these factors carefully to ensure that your insurance coverage adequately protects you and your loved ones without overburdening your finances.
Nonetheless, can refer to Government guidelines as per below
https://www.moneysense.gov.sg/planning-your-finances-well/
When purchasing insurance, we prioritize assessing health rather than wealth. Clients are responsible for declaring any pre-existing conditions, as these may lead to exclusions in policies based on their health status at the time of purchase.
It’s crucial to provide accurate health information during the application process to ensure transparency and avoid potential claim issues or policy exclusions.
The flexibility to adjust or update coverage in the future depends on the type of insurance policy you have. Not all policies allow for changes once they are in place.
If you already have a plan and are considering adjustments, it’s essential to discuss this with our advisor. Our advisor can provide guidance on whether your existing plan allows for modifications and, if not, can recommend alternative plans that offer flexibility for future adjustments.
It’s important to review your policies and understand their flexibility regarding coverage changes to ensure they meet your evolving needs.
Not all policies allow you to do that, if you already had a plan on hand, do discuss with our advisor. If you don’t, our advisor will share with you which type of plans allow you to make changes thereafter
Feel free to check with us if your policies have the flexibility.
Contact us for more information
With life’s uncertainties constantly looming, ensuring a secured future is paramount. Our team of seasoned consultants is here to empower you with personalized financial planning strategies tailored to meet your unique needs and goals.
@ 2024 Xlitude. All rights reserved.