Wealth Distribution

Legacy planning is a financial strategy that prepares a person to bequeath his or her assets to a loved one or next of kin after death.  These affairs are best planned and organised to minimise the 3Cs – Costs, Conflict, Confusion. The legislation is done by the lawyers but the process in which you design a comprehensive and well coordinated plan for the creation, conservation and disposition of your assets is organised by a financial adviser representative.


Estate Planning is a financial strategy to give away Whatever you have, Whenever and However you like, to Whoever you want, in an Orderly way before you go.

As Economic, Social, Demographic and Market Trends changes over the years, the need for Estate Planning becomes more prevalent.

How do you wish to be remembered?

Legacy planning includes Estate Planning strategies where it prepares your wealth for others (Valuables). It also includes preparing others for your wealth (Values). 

Family income planning makes a huge difference in your family income, savings and expenditure. It is essential to build a contingency fund of about 6 to 12 months of your combined income. This would ensure sufficient buffer in case you or your spouse decides to stop working for a period of time.